Every year, millions of people purchase homes or refinance existing mortgages. These mortgages—often of 30-year duration—allow households to reach the American dream of homeownership. This is a long, detailed article but it will answer most of your questions about mortgages. Full article here: Where Do Mortgage Rates Come From Anyway? (512) 853-0110 or robert@AustinTxHomeSales.com If...