Nearly half of Veterans (49%) feel homeownership is currently out of reach, according to a recent survey from NewDay USA. But many are closer than they think. And you might be, too. If you’re a Veteran, you probably know the Veterans Affairs (VA) home loan benefit exists – it's been around for over 80 years. What you might not know is what it actually covers. Three misconceptions trip up Veterans...
You may have seen the headlines lately about mortgage debt in America hitting a record high. And maybe your brother-in-law brought it up at the dinner table like he’s been waiting all week to spark a debate. Here's the thing. He's not wrong. But he only has half the story. And the half he's missing? It changes everything. Full article here: Record High Mortgage Debt Sounds Scary. Here’s What...
Every year, millions of people purchase homes or refinance existing mortgages. These mortgages—often of 30-year duration—allow households to reach the American dream of homeownership. This is a long, detailed article but it will answer most of your questions about mortgages. Full article here: Where Do Mortgage Rates Come From Anyway? (512) 853-0110 or robert@AustinTxHomeSales.com If...
Home buyers may want to take note: Mortgage rates are falling again, hitting the lowest level during a spring buying season in years and offering a potential fresh boost to affordability. The 30-year fixed-rate mortgage fell to a 6.23% average this week (4/24/26), Freddie Mac reports. Full article here: Mortgage Rates Hit Lowest Spring Level in 3 Years (512) 853-0110...
“Mortgage rates declined this week (w/e 4/18/26) to a four-week low of 6.30%,” said Sam Khater, Freddie Mac’s Chief Economist. “Compared to one year ago when rates were at 6.83%, this is a meaningful improvement for homebuyers during what is typically the busy spring homebuying season.” Full article here: Mortgage Rates Continue to Decline (512) 853-0110...
If you’ve been looking for a home lately, you’ve probably felt how tough affordability still is. And that's exactly why more buyers are opting for adjustable-rate mortgages, or ARMs. Here's what you need to understand about how they work, and whether they make sense for you. Full article here: Thinking About an Adjustable-Rate Mortgage? Here’s What You Need To Know. (512) 853-0110...
. Mortgage rates have been volatile lately. And if you’re thinking about buying a home, that can make it harder to plan. But there are still things you can do to get the best rate possible in today’s market. It starts with having the right information. So, what’s causing the bumps in rates? And what can you do about it? Let’s break it down. Full article here: You Can’t Control What’s...
Down payment assistance (DPA) has quietly become one of the most powerful — and most misunderstood — tools in mortgage lending. Despite near-record availability and growing flexibility, persistent myths keep many lenders from fully using DPA to expand approvals, improve affordability and strengthen pipelines. We think it’s time to separate fact from fiction. Full article here: What Lenders...
Mortgage rates don’t just affect your monthly housing payments — they can influence your ability to move and upsize your home. Two households with similar incomes and home values can have radically different financial flexibility, simply because of timing. An article in Fortune suggests that today’s housing market has split homeowners into three distinct mortgage classes. Full article here:...
If you’re one of the thousands of homebuyers waiting for rates to fall, you should know it’s already happening. And they recently crossed an important milestone. Rates officially dipped their toes into the 5s – something that hasn’t happened in about 3 years. Full article here: Mortgage Rates Recently Hit a 3-Year Low. Here’s Why That’s Still a Big Deal. (512) 853-0110...
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