Home buyers may want to take note: Mortgage rates are falling again, hitting the lowest level during a spring buying season in years and offering a potential fresh boost to affordability. The 30-year fixed-rate mortgage fell to a 6.23% average this week (4/24/26), Freddie Mac reports. Full article here: Mortgage Rates Hit Lowest Spring Level in 3 Years (512) 853-0110...
“Mortgage rates declined this week (w/e 4/18/26) to a four-week low of 6.30%,” said Sam Khater, Freddie Mac’s Chief Economist. “Compared to one year ago when rates were at 6.83%, this is a meaningful improvement for homebuyers during what is typically the busy spring homebuying season.” Full article here: Mortgage Rates Continue to Decline (512) 853-0110...
If you’ve been looking for a home lately, you’ve probably felt how tough affordability still is. And that's exactly why more buyers are opting for adjustable-rate mortgages, or ARMs. Here's what you need to understand about how they work, and whether they make sense for you. Full article here: Thinking About an Adjustable-Rate Mortgage? Here’s What You Need To Know. (512) 853-0110...
. Mortgage rates have been volatile lately. And if you’re thinking about buying a home, that can make it harder to plan. But there are still things you can do to get the best rate possible in today’s market. It starts with having the right information. So, what’s causing the bumps in rates? And what can you do about it? Let’s break it down. Full article here: You Can’t Control What’s...
Down payment assistance (DPA) has quietly become one of the most powerful — and most misunderstood — tools in mortgage lending. Despite near-record availability and growing flexibility, persistent myths keep many lenders from fully using DPA to expand approvals, improve affordability and strengthen pipelines. We think it’s time to separate fact from fiction. Full article here: What Lenders...
Mortgage rates don’t just affect your monthly housing payments — they can influence your ability to move and upsize your home. Two households with similar incomes and home values can have radically different financial flexibility, simply because of timing. An article in Fortune suggests that today’s housing market has split homeowners into three distinct mortgage classes. Full article here:...
If you’re one of the thousands of homebuyers waiting for rates to fall, you should know it’s already happening. And they recently crossed an important milestone. Rates officially dipped their toes into the 5s – something that hasn’t happened in about 3 years. Full article here: Mortgage Rates Recently Hit a 3-Year Low. Here’s Why That’s Still a Big Deal. (512) 853-0110...
Long-term mortgage rates have been declining since mid- 2025 and ended the year at their lowest level since September 2024. According to Freddie Mac, the 30-year fixed-rate mortgage averaged 6.19% in December, 5 basis points (bps) lower than November. Full article here: Mortgage Rates End 2025 at the Lowest Level of the Year (512) 853-0110 or robert@AustinTxHomeSales.com If you are...
Mortgage rates could briefly drop below 6 percent in 2026 according to a new forecast. Lending Tree’s 2026 Housing and Economic Predictions report expects mortgage rates to drop into the 5% range sometime next year, something that has not happened since 2022. Freddie Mac currently has the 30-year fixed-term mortgage rate at 6.1 percent, and the overall rate has not dropped below 6 percent since 2022....
The average rate on a 30-year U.S. mortgage fell to its lowest level of 2025 this week (w/e 12/31), an encouraging sign for prospective home buyers. The average long-term mortgage rate dipped to 6.15% from 6.18% last week, mortgage buyer Freddie Mac said Wednesday. That’s the lowest average long-term rate since October 3, 2024 when it dipped to 6.12% before shooting back up. One year ago, the rate...
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