If you're waiting for mortgage rates to fall a lot before you buy, you may be waiting a while. But before you get discouraged, there's a number working behind the scenes that's actually good for you right now. It's called the spread, and once you understand it, you may see today’s rates in a whole new light. Full article here: Here’s Why Mortgage Rates Are What They Are Right Now (512)...
Imagine waiting a year to buy a home, only to find mortgage rates haven't changed much. That may sound frustrating. But it's a real possibility. A lot of people are putting their plans on hold because they believe much lower mortgage rates are right around the corner. Full article here: Thinking About Waiting for Lower Mortgage Rates? Read This First. (512) 853-0110...
Are we doing everything we can to help qualified buyers get into homes? The answer, if we are being honest, is no. Nearly 21% of home buyers wished they had known about down payment programs. Full article here: Down Payment Assistance Isn’t a Last Resort—It’s a Smart Financial Strategy (512) 853-0110 or robert@AustinTxHomeSales.com If you are unable to open the link/article above,...
Nearly half of Veterans (49%) feel homeownership is currently out of reach, according to a recent survey from NewDay USA. But many are closer than they think. And you might be, too. If you’re a Veteran, you probably know the Veterans Affairs (VA) home loan benefit exists – it's been around for over 80 years. What you might not know is what it actually covers. Three misconceptions trip up Veterans...
You may have seen the headlines lately about mortgage debt in America hitting a record high. And maybe your brother-in-law brought it up at the dinner table like he’s been waiting all week to spark a debate. Here's the thing. He's not wrong. But he only has half the story. And the half he's missing? It changes everything. Full article here: Record High Mortgage Debt Sounds Scary. Here’s What...
Every year, millions of people purchase homes or refinance existing mortgages. These mortgages—often of 30-year duration—allow households to reach the American dream of homeownership. This is a long, detailed article but it will answer most of your questions about mortgages. Full article here: Where Do Mortgage Rates Come From Anyway? (512) 853-0110 or robert@AustinTxHomeSales.com If...
Home buyers may want to take note: Mortgage rates are falling again, hitting the lowest level during a spring buying season in years and offering a potential fresh boost to affordability. The 30-year fixed-rate mortgage fell to a 6.23% average this week (4/24/26), Freddie Mac reports. Full article here: Mortgage Rates Hit Lowest Spring Level in 3 Years (512) 853-0110...
“Mortgage rates declined this week (w/e 4/18/26) to a four-week low of 6.30%,” said Sam Khater, Freddie Mac’s Chief Economist. “Compared to one year ago when rates were at 6.83%, this is a meaningful improvement for homebuyers during what is typically the busy spring homebuying season.” Full article here: Mortgage Rates Continue to Decline (512) 853-0110...
If you’ve been looking for a home lately, you’ve probably felt how tough affordability still is. And that's exactly why more buyers are opting for adjustable-rate mortgages, or ARMs. Here's what you need to understand about how they work, and whether they make sense for you. Full article here: Thinking About an Adjustable-Rate Mortgage? Here’s What You Need To Know. (512) 853-0110...
. Mortgage rates have been volatile lately. And if you’re thinking about buying a home, that can make it harder to plan. But there are still things you can do to get the best rate possible in today’s market. It starts with having the right information. So, what’s causing the bumps in rates? And what can you do about it? Let’s break it down. Full article here: You Can’t Control What’s...
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