Mortgage rates could briefly drop below 6 percent in 2026 according to a new forecast. Lending Tree’s 2026 Housing and Economic Predictions report expects mortgage rates to drop into the 5% range sometime next year, something that has not happened since 2022. Freddie Mac currently has the 30-year fixed-term mortgage rate at 6.1 percent, and the overall rate has not dropped below 6 percent since 2022....